Digitisation has empowered consumers and there are multiple avenues for over indulgence. Today you can own almost anything by click of a button in a matter of few seconds. Availability of easy money gives birth to a false sense of security and people start indulging in unnecessary spending. Credit cards do provide access to easy money and buying power which leaves little scope of slippage else you will fall into the debt trap and getting out of it gets difficult at times. To help you, here are a few precautions with respect to credit card usage which will help avoiding the debt trap.